*5.99% APR promotion on owner-occupied primary residences with loans up to 80% Loan-to-Value (LTV) and credit scores of 680 or higher. Rate is variable. Additional rates and terms are available. Rate is locked for 12 months, then set at Prime or 4.00% APR, whichever is higher. Rate is subject to change after 12 months from closing date, and thereafter on the 15th of every month after the effective date of any change in the Prime Rate as published in the Wall Street Journal. Maximum rate 18%. Minimum credit line is $5,000. Homeowners insur- ance required. Rates and Terms subject to change. Appraisal cost of $150 to $400. Existing Enterprise Credit Union HELOCs may be modified for a $250 fee. Promotion may end at any time. Special rate offers may not be used more than one time per address. Other terms and conditions may apply, please call for details.